CMI Canadian Mortgages Inc. (CMI) is a private mortgage lender, working exclusively through the mortgage broker channel. With roots as a mortgage brokerage, and a reputation for transparency, professionalism, ethical lending and exceptional service, CMI takes a common-sense approach to partnering with brokers to serve a diverse range of borrowers, ensuring accessible solutions available to all. Widely recognized as a tech-forward and innovative industry leader, CMI is one of Canada’s fastest-growing companies and one of the country’s largest private lenders by new originations, with over $1.8 billion in mortgage fundings since inception. CMI was recognized by industry peers as Private Lender of the Year at the 2022 Mortgage Awards of Excellence.
Federally incorporated in 2002, the CENTUM Family is home to over 200 franchised mortgage offices with more than 2,500 mortgage professionals across Canada. As a division of the Charlwood Pacific Group, our network benefits from over 40 years of global franchising expertise of recognized brands, which include financial services, real estate, travel service, property management and hotel accommodations. CENTUM provides its franchises with the systems, technology, training, support and financial products necessary to have a competitive advantage and succeed in the mortgage broker industry today. CENTUM is also a proud member of the Canadian Franchise Association. We provide the security of knowing that we are always Looking Out For Your Best Interest®.
Community Trust is a flexible alternative to larger, more traditional financial institutions. We have been working with our valued partners for many years to help Canadians achieve the security of owning their home. We were acquired in 2019 by Questrade Financial Group (QFG), one of Canada’s leading FinTech companies, and remain 100% committed to serving the mortgage broker community. We are regulated by the Office of the Superintendent of Financial Institutions (OSFI). We are a leader in the alternative lending space. We are also leaders when it comes to service and technology, with a firm commitment to providing brokers with innovative solutions to make working with us easier and faster, giving them all the support they need to succeed with their clients. Above all, we genuinely care about the partners we work with, their clients, and about helping Canadians become more financially successful and secure. That underlying motivation is what drives everything we do, and is why we are so passionate about building relationships based on trust, collaboration, integrity and responsiveness.
CWB Optimum Mortgage is a full-service lender providing personalized borrowing solutions to meet your needs. We offer a variety of products, including flexible alternative mortgage solutions,for clients who may not fit within traditional guidelines, including those who are self-employed, commissioned or with bruised credit.
As industry experts, our policy always is to confirm that you can afford the mortgage first. Our experienced and dedicated team then work hard to find customized solutions for you, while providing exceptional personal service with a common sense approach.
For more than 50 years, Equitable Bank has taken an entrepreneurial approach to carving niches and thriving as Canada’s Challenger Bank™. Equitable Bank builds strong relationships with brokers and credit unions and offers innovative products and exceptional service to diverse personal and commercial clients nationwide.
At Haventree Bank, we’re for the grinders – the clients who get knocked down but get back up again. Because they’re the ones with potential. We have an experienced team that’ll get to know your client thoroughly and work alongside you to accomplish what needs to be done. We specialize in offering residential mortgage financing for borrowers who do not satisfy the underwriting criteria of other mortgage lenders. If your clients are in business for themselves, have bruised credit or have thin credit, we can help.
Business For Self – Do your clients have their own business? Are you finding financing challenging? If your clients are a sole proprietor, in a partnership, or are incorporated, Haventree Bank has flexible mortgage solutions specifically suited to their needs. We offer one to five (1-5) year terms with very competitive rates.
Bruised Credit – Your clients are not alone. When life events play havoc with their mortgage needs – job loss, divorce, illness, etc. – Haventree Bank is here to help with alternative residential mortgage solutions that will get them back on their feet in no time. Our mortgage experts will structure a program with a mortgage solution designed to help your clients repair their credit quickly.
Thin or No Credit – Being new to the world of credit shouldn’t stop your client’s from meeting the dream of home ownership. At Haventree Bank, we know the challenges you can face when securing a loan without a strong credit history for your client.
We have been saying “Welcome Home” since the very first day we opened for business. For decades, our team of dedicated professionals has helped people put down roots, even when they thought it wasn’t possible. We have changed the way lending is done in this country and changed countless lives along the way. Home Trust began in 1977 with a goal to help all Canadians achieve their goals. We have grown to become a leading financial services institution in Canada, but that’s not what matters most to us. What matters is the mortgage broker who was able to help someone who wouldn’t otherwise qualify for a mortgage to purchase their first home. Or the business for self customer who was able to expand their operations. Or the newcomer to Canada with big dreams of building a new life. The stories of our customers — those who turn to us, who put their hopes in us, who rely on us every day to find a way forward — are our motivation to succeed.
MCAN Mortgage Corporation (TSX: MKP), a federally regulated mortgage investment corporation, funded by CDIC-eligible term deposits, invests primarily in Canadian single-family and residential construction mortgages.
Our comprehensive service is offered at competitive flat rates (similar to title insurance companies), offering transparency and predictability. This rate includes legal fees, title insurance, and disbursements. Additionally, clients benefit from unlimited access to our team of Law Clerks & Lawyers. Embracing modern convenience, we offer a remote video signing service that is accessible worldwide, accommodating schedules between 8 am and midnight, seven days a week.
Axiom Innovations is a technology company that specializes in identifying synergies to help clients accelerate their business. The organization has a range of solutions and services to allow users to automate their workflow including Scarlett Network, an industry-leading platform for providing technology for mortgage brokers and lenders across Canada’s mortgage industry.
Founded in 1996, RFA (Realty Financial Advisors) is a Canadian-owned real estate investment firm grounded in the Commercial and Asset Management segments. RFA and its investment partners are active participants in a wide array of real estate focused portfolios, including debt financing transactions, REITs, retirement homes, and direct investments in office, retail, industrial and multifamily residential properties. Combined, the RFA group of companies have over $65 Billion in assets under management and an additional $25+ Billion in assets under administration.
RFA’s residential mortgage lending business is operated by RFA Mortgage Corporation and RFA Bank of Canada, a federally regulated Schedule I Bank. RFA Mortgage Corporation specializes in Prime lending (Insured, Insurable, Uninsurable), while RFA Bank of Canada is a balance sheet based Alternative mortgage lender (Alt-A and B lending). Combined, RFA offers mortgage brokers a one-stop shop with our full suite of competitive Prime and Alternative mortgages.
RFA’s strategic vision is to be a long-term leader in the residential lending segment by offering a value proposition beyond just rate and compensation. Through building a competitive broker experience and solutions-oriented product suite, RFA’s goal is to be recognized and recommended by our mortgage broker partners, mortgagors, and other strategic partners, for our financing solutions and broker/client experience. Visit brokersfirst.ca to become a registered broker with RFA.
The Coalition of Independent Mortgage Brokers of Canada (CIMBC) was created to help entrepreneurial brokerages transition to building a genuine independent brand, with a solid structure and a stronger bottom line for the independent, not the network.
CIMBC’s main ambition is to create more consistency in the mortgage market, from the initial touchpoint to the application and funding of a mortgage transaction. The coalition works to create more meaningful, mutually beneficial long-term partnerships and to improve profitability for member brokers, their agents and the CIMBC’s lender partners. Being a member of CIMBC gives brokers access to the best comp structure in the industry.
The CIMBC model is truly a very unique and disruptive model that those seeking to build value for their business and personal brand should seriously explore.
